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From flying blind to instrument flight – Interview with Baptiste Jamin

From flying blind to instrument flight – Interview with Baptiste Jamin

Vincent Gouedard
@VincentGouedard
About the company
Crisp
Industry
SaaS / Multichannel customer relationship
Company size
11-50 employees
Headquarters
Nantes, France
Founded
2015
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With over 600,000 business customers worldwide, Crisp stands out in customer messaging. Entirely bootstrapped and data-driven, the Nantes-based SaaS is scaling toward an ambitious goal: €100M in ARR, without external funding. But autonomy comes with challenges, especially when turning raw data into smart decisions.

We spoke with Baptiste Jamin, Crisp's co-founder and CEO, to understand how the company structures its growth, anticipates the challenges of a fast-changing market, and smartly manages its revenue with Fincome.

Crisp, the choice of efficiency

While many SaaS companies compete in complexity to attract large accounts, Crisp made the opposite bet: it placed efficiency, clarity, and autonomy at the core of its product and business strategy—a decision that has shaped the entire company culture.

A 100% PLG Model

Crisp is a multichannel customer relationship platform. Live chatbots, emails, WhatsApp, Instagram… everything is centralized in a single collaborative inbox that allows businesses to unify all their communications and customer relationship management efficiently.

Since its launch ten years ago, the tool has become a benchmark in the sector, attracting startups and large corporations from the CAC 40.

Crisp is built on a Product-Led Growth (PLG) model: no salespeople, no scheduled demos, just a smooth product experience, from freemium to subscription. Pricing is simple and fixed, like a mobile plan. There are three tiers: free, €95/month, and €295/month. This approach supports volume and simplifies adoption.

The result: 10,000 paying customers, a lean team of 20, and standout operational efficiency.

An international DNA

Crisp has always considered the global market. English was the default language from day one, long before French. All documentation, product content, and support were designed to serve a global market from day one.

“The world is big, France is small. From the start, everything was in English.” — Baptiste Jamin, CEO of Crisp 

Today, less than 20% of revenue comes from France. The rest? Primarily the United States, Latin America, and Asia.

But this international mindset isn’t limited to marketing: customer support is structured accordingly, with native agents distributed by time zone and language to ensure 24/7 localized service.

Navigate non-linear growth without losing control

In SaaS, product simplicity doesn’t guarantee business simplicity. As Crisp continued to grow, it quickly encountered a structural problem: how to navigate an increasingly complex business with tools that were too rigid for their model?

A DIY internal stack, hard to leverage

With sustained growth, Crisp soon faced challenges in data analysis and lacked detailed visibility on its revenue.

“We had internal solutions to analyze MRR, but we couldn’t pinpoint the causes of churn, revenue per plan, etc.,” explains Baptiste.

From the start, Crisp chose to manage its subscription systems through its database and revenue tracking, using Stripe for payments. However, as the company grew, this approach showed its limits.

Before Fincome, teams juggled between data exports, internal SQL scripts, and failed attempts at implementing solutions. According to the founder, early tools didn’t truly improve data handling - too restrictive, hard to use, and above all: not suited to their infrastructure.

The need: Simplicity, Flexibility, Speed

“With Fincome, we just uploaded a CSV file, and an hour later, we had a clear view. No need for an API, no need to rebuild everything.”

No need to connect Stripe or adapt the whole infrastructure.

This gap between perceived complexity elsewhere and Fincome’s ease of use is a key part of the Crisp case. The tool adapts to their model, even with multiple currencies or custom billing. That’s what won over the founder, who wanted to analyze revenue effectively, especially churn causes.

From data to action: smart management without raising funds

Understand, segment, correct: for a product-led company, data governance isn’t just about displaying MRR. It’s a strategic lever to optimize the product, reduce churn, and scale efficiently.

Analyzing to optimize: the renewals example

In a SaaS, particularly a PLG model, tracking metrics—MRR, churn, CLV, CAC—is not a luxury; it’s a necessity. These indicators help identify friction points, optimize activation, and detect pricing mismatches or under-leveraged customer segments. But you need reliable and well-segmented data to do that.

That’s precisely what Crisp gained from their early analyses with Fincome. One of the most striking insights? A significant portion of churn wasn’t due to customer disengagement… but to technical renewal failures.

“We had companies churning and then coming back. We realized it was due to payment method and renewal issues.”

Crisp identified this invisible churn by cross-referencing data, implementing Stripe Checkout (with Stripe Link), and automating follow-ups. The result: MRR was saved without any commercial effort—just through better data interpretation.

Product management without a CFO

Crisp doesn’t have a CFO, yet the company tracks its SaaS KPIs with surgical precision: MRR, churn, expansion, geographic, and pricing plan breakdowns. Baptiste Jamin estimates that the team only uses 15% of Fincome’s potential.

“We’re using Fincome at 10–15%. But what we’re already seeing saves us a lot of time.”

The real challenge now is data enrichment: better understanding performance by country, sector, or usage. Which features should be prioritized? Where is churn hiding? Which segments have the most long-term value?

This analytical work has translated into real product actions. For instance, after identifying friction in the user experience, the team updated the homepage and simplified onboarding. The result:

“+20% signups thanks to a homepage update, and +20% activation from a revised onboarding.”

A major operational gain achieved without any extra sales effort—just from better use of available insights.

Fincome: a strategic lever to scale without friction

This wasn’t about “adding another tool” to the stack for Crisp. The issue was far more critical: finding a simple, robust solution to analyze, understand, and manage an atypical SaaS model, with its own subscription rules, multiple currencies, custom billing, and sustained international growth.

The goal? Gain clarity without burdening the structure. And above all, avoid wasting weeks on manual data processing or internal dev work.

1. Quick setup

  • Data was imported in under an hour via a simple CSV file.
  • No need to connect an API or alter existing architecture.
  • Smooth, immediate adoption, even for non-technical users.

2. Clear view of a complex model

  • Data consolidated automatically: by country, currency, or pricing plan.
  • Historical exchange rates are integrated automatically.
  • No more manual processing or makeshift analyses.

3. Clear, Actionable KPIs

  • Real-time tracking of MRR, churn, expansion, and cohorts.
  • Simple segmentation by country, plan, or churn reason.
  • Accelerated decision-making, even without a CFO.

Today, Crisp has a clear ambition: to reach €100M in ARR without raising funds. Fincome gives them a simple framework to track their KPIs, without needing a dedicated finance team. A reliable support system that lets Crisp scale through instrument flight, not by flying blind.

Conclusion

Crisp proves it’s possible to build a lean, profitable, global SaaS company without chasing funding rounds or drowning in complexity. This apparent simplicity is built on clear decisions and the right tools.

With Fincome, the team gains visibility, responsiveness, and precision in their operations. KPIs are there, accessible, and used to improve the product, refine customer understanding, and adjust priorities.

As Baptiste puts it: “We don’t want to fly blind—we want to fly on instruments,” and that’s exactly what Fincome enables.

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Frequently Asked Questions

What is Fincome?

Fincome is a SaaS revenue management platform designed specifically for companies with recurring revenue models (any business selling subscriptions).  

Fincome automates the tracking and management of your revenues and associated KPIs (churn, LTV, CAC, etc.) in real time, without the need for a data team or manual processing, thanks to direct integrations with your billing systems and ERP.  

Unlike generic BI tools, Fincome offers a turnkey, intuitive solution tailored to the specific needs of subscription-based businesses, enabling seamless collaboration across your finance, GTM, and CSM teams.

Who is Fincome for?

Fincome is built exclusively for companies with recurring revenue models, meaning those that track MRR or ARR, such as:
• Software publishers (SaaS)
• Media companies
• Mobile apps
• Any other B2B or B2C subscription business looking to professionalize revenue management

Fincome supports organizations at every stage of growth, from startups to mid-market and large international enterprises.

What can Fincome analyze?

With Fincome, you gain access to a full suite of modules:
Revenue: detailed ARR/MRR breakdown, cohort analysis, detection of billing errors or omissions, revenue recognition and deferred revenue (PCA)
Growth: analysis of ARR movements (new business, expansion, churn, reactivation), identification of growth drivers
Unit Economics: LTV, CAC, and LTV/CAC analysis by segment, channel, or geography to optimize margins
Retention: deep cohort analyses, identification of key retention drivers
Renewals: future MRR projections, opportunity forecasting, and churn risk reduction
Forecasting: revenue growth scenario modeling to better inform strategic decisions

How is Fincome different from other solutions on the market?

Fincome is the only turnkey platform built specifically for recurring revenue businesses that combines:
✅ A complete, reliable view of your recurring revenues (MRR, ARR, churn, LTV, CAC, cohorts, renewals, revenue recognition, deferred revenue)
✅ Fully customizable, automated, shareable reports powered by AI, delivering actionable insights to guide your strategic decisions
✅ Expert support to help structure and interpret your analyses, without needing to build an internal data team
✅ The ability to generate future growth scenarios, compare them side by side, and track actual vs. forecasted performance, all in real time

Unlike traditional BI tools, which require you to build and maintain your own metrics (often consuming internal resources just to produce static data visualizations), Fincome transforms your SaaS metrics into concrete, actionable recommendations — helping you move faster, with more impact and operational efficiency.

Can I use Fincome if my billing tool isn’t listed?

Yes! If you use an unlisted or in-house billing system, no problem — you can easily import your billing data via Excel or push it through our public API. You can access our public API documentation here.

What tangible benefits does Fincome provide?

With Fincome, you can:
✅ Reduce up to 90% of the time spent calculating and reporting your KPIs
✅ Make faster, more accurate strategic decisions
✅ Recover up to 5% of lost revenue by detecting errors or omissions
✅ Cut the risk of manual spreadsheet errors by 80%  

Are my data safe with Fincome?

Absolutely. Data security is at the heart of what we do. Fincome is SOC 2 Type I certified, ensuring a high level of data security and protection.

Your data is collected exclusively via read-only APIs and hosted on secure servers located in France. We never share your data with third parties without your consent.

For a detailed review of our security practices, please visit our dedicated security page.

What kind of support does Fincome offer?

At Fincome, customer success is a core priority. We guide you from the very start — structuring your data, training your teams, and optimizing your use of the platform to deliver value quickly.

Our team remains by your side to answer strategic or technical questions, share best practices, and help you get the most out of your analyses.

How do I get started with Fincome?

Simply request a demo on our website. We’ll walk you through the platform, assess your needs, and guide you through a smooth deployment.

Most deployments and team trainings take no more than two weeks to get fully up and running.
👉 Request a demo

Income Analytics:

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